JR Trove
Free · Browser-only · No signup

Net Worth Calculator

Calculate your net worth — total assets minus total liabilities. Editable rows, pre-loaded with common defaults. 8 currencies. no data saved or sent.

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Net worth calculator
Assets (what you own)
Total$440,000
Liabilities (what you owe)
Total$275,000
Net worth
$165,000
$440,000 assets$275,000 liabilities
Net worth formula: Total assets − total liabilities. Tracks your financial position over time. Healthy growth: 5-10% per year. For more nuanced "real" net worth, exclude home equity (liquidity), or subtract estimated taxes on retirement accounts.
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Inside the tool

What powers the Net Worth Calculator

Editable asset and liability rows

Pre-loaded common categories

Add / remove rows freely

Per-side totals + net worth result

8 currencies

never saved

Built differently

Why the Net Worth Calculator is different

Browser-native

The Net Worth Calculator runs entirely in your browser. Input is processed locally — never uploaded, never logged, never cached anywhere outside your device.

No artificial limits

No daily quotas, no character ceilings, no "upgrade for more" walls. Every feature is the complete feature — the same on the first use as the thousandth.

Production-grade quality

Built to the same engineering bar as paid SaaS tools — accurate algorithms, audited logic, responsive design and accessibility-tested interactions.

Use Contexts

Common use contexts

  • Annual financial health check
  • Net worth goal setting
  • Pre-advisor meeting prep
  • Wealth growth tracking
Privacy by design

Private and secure

Zero upload

All processing happens in your browser. Input is never transmitted, logged or cached.

Works offline

Once the page loads, the tool runs without an internet connection. No network calls happen during use.

No tracking

No accounts, no cookies for tool state. Only aggregate analytics count visits at the page level.

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