JR Trove
Free · Browser-only · No signup

CAGR Calculator

Compute compound annual growth rate from any starting value, ending value, and time period. Plus comparison vs S&P 500, Nasdaq, Nifty 50, US Treasury, inflation.

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CAGR — compound annual growth rate
20.11%
per year, compounded
Total gain
$15,000.00
Total return
150.00%
Annualized
20.11%
Compare to benchmarks (vs CAGR)
S&P 500 long-term avg10%+10.11%
Nasdaq long-term avg12%+8.11%
Indian equity (Nifty 50)13%+7.11%
US Treasury (10-year)4.5%+15.61%
High-yield savings (typical)4%+16.11%
Inflation (US long-term)3%+17.11%
CAGR = the constant annual rate that would grow your starting value to the ending value over N years. Different from average return (CAGR accounts for compounding). Use to compare investments across different time periods.
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Inside the tool

What powers the CAGR Calculator

CAGR from start + end + years

Total return and total gain

Comparison vs 6 benchmarks

8 currencies

Built differently

Why the CAGR Calculator is different

Browser-native

The CAGR Calculator runs entirely in your browser. Input is processed locally — never uploaded, never logged, never cached anywhere outside your device.

No artificial limits

No daily quotas, no character ceilings, no "upgrade for more" walls. Every feature is the complete feature — the same on the first use as the thousandth.

Production-grade quality

Built to the same engineering bar as paid SaaS tools — accurate algorithms, audited logic, responsive design and accessibility-tested interactions.

Use Contexts

Common use contexts

  • Investment performance evaluation
  • Comparing returns across time periods
  • Mutual fund / stock analysis
  • Real estate appreciation
Privacy by design

Private and secure

Zero upload

All processing happens in your browser. Input is never transmitted, logged or cached.

Works offline

Once the page loads, the tool runs without an internet connection. No network calls happen during use.

No tracking

No accounts, no cookies for tool state. Only aggregate analytics count visits at the page level.

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